duck flying

Refill Our Refuges

80,000 birds lost in '24

  • The Klamath Headwaters ecosystem is in crisis
  • Migratory birds are dying at an alarming rate
  • Pacific Flyway birds require water in Klamath refuges to survive
Learn More
Members Only Thank You Loan

Thank You Loan

Member Exclusive

Thank you for being a member!  For a limited time, we are offering a $750 loan at 2.00% APR1

The repayment period is 9 months, and the offer expires 2/28/25.

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Credit Cards

COMPARE | COMPARE | COMPARE

Apples to apples, we invite you to compare PCFCU credit card rates with your other credit cards.

If you carry a balance on a higher rate card, transferring the balance to Pacific Crest may lower your monthly payments.2

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Notes from members

By far the friendliest group I’ve ever met in a bank. That’s what business is about: taking an interest in your customers, and treating them with respect.

— Robert, member since 2017

Today's Rates

View all Rates »
Auto Loan
as low as
3.99%
APR*
Personal Loan
as low as
9.99%
APR*
RV/Boat Loan
as low as
6.79%
APR*
Line of Credit
as low as
10.99%
APR*
Power Sports
as low as
6.49%
APR*
Visa® Credit Card
as low as
7.99%
APR*
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Looking for Home Loan Rates?
Home Loans

Our Home and Yours

 

We’re committed to serving the small towns and rural communities throughout our region. From the Klamath Basin, down through Modoc County, and east throughout Lake County, we’re helping members enjoy the view.

The 2025 Calendar features original photographs taken by staff in our region.

Calendars are available for free in-branch while supplies last.

Calendar

View calendar photo gallery

Disclosures

*All loans on approved credit.  Rates are based on creditworthiness.  Membership required and subject to approval.

1 Thank You Loan:  On approved credit.  This loan is at a fixed rate of 2.00% APR for a term of 9 months.  Offer valid 1/2/25-2/28/25.  Credit Union membership prior to 1/1/25 required.  Other restrictions may apply.  Call the CU for additional information, 800-570-0265.  Payment example: For a $750 personal loan with a 9-month term at 2.00%APR, the monthly payment will be $84.10.

2 Monthly payment savings is dependent on factors such as current rate, balance, and creditworthiness.

You are about to navigate away from Pacific Crest FCU’s website. Clicking on the link will take you to another website that is not operated by Pacific Crest Federal Credit Union. PCFCU is not responsible for the content of the third-party website or transactions between our members and the third-party website. The privacy & security policies of the third-party website may differ from Pacific Crest Federal Credit Union’s practices.

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